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{Loan|Mortgage|Bank loan|Mortgage loan|Financial loan|Personal loan} {#|Number}1 {will take|will require|is going to take|will need|can take|requires} 66 {payments|repayments|obligations|installments|expenses|bills} {to be|to become|being|to get|for being|to generally be} {equal|equivalent|the same|identical|similar|even} in {savings|cost savings|financial savings|personal savings|price savings|benefits} to {loan|mortgage|bank loan|mortgage loan|financial loan|personal loan} {#|Number}2! {In addition|Additionally|Furthermore|Moreover|Also|On top of that}, {statistics|figures|data|stats|studies|research} {show that|reveal that|demonstrate that|show|indicate that|prove that} most {home owners|property owners|homeowners|house owners|home-owners|householders} only {keep a|have a|maintain a|have a very} {loan|mortgage|bank loan|mortgage loan|financial loan|personal loan} 3-{5 years|five years|several years|a few years|5yrs|five-years} {before|prior to|just before|ahead of|previous to|in advance of} they {refinance|re-finance|remortgage|refinancing|home refinance|loan refinancing} or {sell|market|promote|offer|advertise|provide} {their home|their house|their property|their residence|their apartment|the house}. {Out of|From|Away from|Beyond|Outside of|Out from} them two {were|had been|have been|ended up|were being|ended up being} two-{year|12 months|yr|calendar year|twelve months|season} {degrees|levels|diplomas|certifications|college diplomas|qualifications}, {and one|and something|then one|the other|and another|and the other} {was a|would be a|was obviously a|would have been a|became a|had been a} {four|4|several|a number of|some|three}-{year|12 months|yr|calendar year|twelve months|season}. 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